Building the Future of Financial Infrastructure

VectorOne enables platforms to embed banking and financial services without the complexity of becoming a bank.

Our Mission

We exist to democratize access to financial infrastructure. Every platform should be able to offer banking services to their customers without navigating the complexity of banking regulations, compliance requirements, and operational overhead.

VectorOne provides the complete technology stack, bank partnerships, and regulatory framework that platforms need to launch embedded finance quickly, compliantly, and at scale.

Our Values

Trust & Responsibility

We handle sensitive financial data and customer funds with the highest standards of security, compliance, and operational excellence.

Developer Obsession

We build products for developers. Clean APIs, comprehensive documentation, and exceptional support are non-negotiable.

Transparency

We operate with radical transparency in our security, compliance, operations, and incident communications.

Regulatory Excellence

Compliance is not a checkbox. We maintain rigorous compliance programs and work proactively with regulators.

Customer Success

Our success is measured by our customers' success. We partner closely to ensure our customers achieve their financial service goals.

Innovation

Financial services infrastructure should evolve. We continuously improve our platform and expand capabilities.

Why VectorOne Exists

The financial services industry has traditionally been closed to all but the largest institutions. Obtaining a banking license, navigating regulatory requirements, and building compliant infrastructure requires years of effort and millions in capital.

This creates a fundamental barrier preventing innovative platforms from offering embedded financial services to their customers. VectorOne removes this barrier.

We provide platforms with instant access to banking infrastructure, established bank relationships, and proven compliance frameworks β€” enabling embedded finance in weeks instead of years.

How We Operate

Bank Sponsorship Model

We maintain partnerships with licensed, regulated financial institutions. All banking services are delivered through these partnerships, ensuring full regulatory compliance.

Technology Infrastructure

We build and operate enterprise-grade banking technology including ledgers, payment processing, card issuing, and compliance systems.

Operational Excellence

We manage all operational aspects including compliance monitoring, regulatory reporting, incident response, and banking partner relationships.

Customer Partnership

We work closely with customers to understand their needs, configure our platform to their requirements, and support them through launch and growth.

Global Reach

VectorOne operates across multiple jurisdictions with local banking partnerships and regional compliance expertise

πŸ‡ΊπŸ‡Έ United States

FDIC-insured banking partners, FinCEN compliance, and coverage across all 50 states.

πŸ‡ͺπŸ‡Ί European Union

E-money institution partnerships, PSD2 compliance, and SEPA payment integration.

πŸ‡¬πŸ‡§ United Kingdom

FCA-authorized partners with Faster Payments and UK banking infrastructure.

Trust & Responsibility

Operating financial infrastructure comes with immense responsibility. We take this seriously:

Important: VectorOne is a technology and infrastructure provider. We are not a bank. All banking services are provided by our licensed banking partners.

Join Us

We're building the future of financial infrastructure. If you're passionate about enabling the next generation of financial services, we'd love to hear from you.

View Open Positions