Modern APIs, comprehensive documentation, and powerful tooling to build embedded banking experiences your customers will love.
VectorOne is designed from the ground up for developers. Our REST APIs are intuitive, well-documented, and built on modern standards. Whether you're building a neobank, marketplace, or vertical SaaS platform, our APIs give you the flexibility and power to create custom financial experiences.
Clean, RESTful APIs with JSON payloads. Predictable resource-oriented URLs, standard HTTP response codes, and comprehensive error messages.
Detailed API reference, integration guides, code examples, and best practices. Everything you need to integrate quickly and correctly.
Official SDKs for Node.js, Python, Ruby, and PHP. Idiomatic code, type definitions, and comprehensive test coverage.
Real-time event notifications for account changes, transactions, card activity, and compliance events. Secure, reliable, and easy to implement.
Full-featured sandbox for development and testing. Test all API endpoints, simulate transactions, and validate integrations before production.
API key authentication, TLS encryption, request signing, and webhook verification. Security best practices built into every endpoint.
Get started with VectorOne in minutes. Here's a simple example of creating an account and processing a payment:
// Initialize the VectorOne client
const vectorone = require('@vectorone/node');
vectorone.apiKey = 'sk_live_...';
// Create a customer account
const account = await vectorone.accounts.create({
customer_id: 'cus_abc123',
account_type: 'checking',
currency: 'USD'
});
// Process a payment
const payment = await vectorone.payments.create({
account_id: account.id,
amount: 10000, // $100.00 in cents
currency: 'USD',
destination: {
type: 'ach',
routing_number: '123456789',
account_number: '987654321'
}
});
console.log('Payment initiated:', payment.id);
// Listen for webhook events
app.post('/webhooks/vectorone', (req, res) => {
const event = req.body;
if (event.type === 'payment.completed') {
console.log('Payment completed:', event.data.id);
}
res.sendStatus(200);
});Well-designed APIs and SDKs enable rapid integration. Most teams complete initial integration in days, not months.
Comprehensive guides, API references, and code examples in multiple languages. Interactive API explorer included.
Use individual API endpoints or orchestrate complex workflows. Build exactly what your business needs.
Sandbox environment with test data, simulated scenarios, and full API parity with production.
Built for enterprise scale with 99.99% uptime, sub-100ms response times, and comprehensive monitoring.
Dedicated technical support team, community forums, and direct access to engineering for complex implementations.
Resource-oriented URLs, standard HTTP methods, and predictable response structures. Built on REST best practices.
Safe retry logic with idempotency keys. Prevent duplicate operations and handle network failures gracefully.
Efficient list endpoints with cursor-based pagination, filtering, and sorting. Handle large datasets with ease.
API versioning ensures backward compatibility. Upgrade at your own pace without breaking existing integrations.
Building financial services comes with compliance requirements. VectorOne handles the complexity so you can focus on building great products:
Full-featured digital banking apps with accounts, cards, payments, and money management tools.
Embedded financial services for marketplaces including seller accounts, instant payouts, and working capital.
Industry-specific financial products integrated directly into vertical software platforms.
Treasury management, expense platforms, and corporate card programs for businesses.
Consumer and business lending with account funding, repayment processing, and credit products.
Bridge between traditional banking and digital assets with fiat on/off ramps and payment rails.
Get API access and start integrating VectorOne into your platform
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