Enterprise-grade banking infrastructure built for developers. API-first architecture, global scale, and institutional security.
VectorOne provides a comprehensive platform for building and scaling embedded financial services. Our infrastructure combines banking core technology, regulatory compliance, payment processing, and developer tools into a unified platform accessible via modern APIs.
Built for platforms, fintechs, and enterprises requiring bank-grade reliability, security, and compliance without the overhead of building and maintaining financial infrastructure in-house.
Enterprise ledger system with double-entry accounting, real-time balance management, multi-currency support, and automated reconciliation. Handles millions of transactions daily with 99.99% uptime.
Managed relationships with licensed banking partners across multiple jurisdictions. We handle bank integrations, regulatory liaison, and operational coordination.
Direct connections to global payment networks including ACH, SEPA, SWIFT, card networks, and real-time payment systems. Unified API across all rails.
Complete card program management with real-time authorization, transaction processing, dispute handling, and network connectivity to Visa and Mastercard.
Automated KYC/KYB verification, sanctions screening, AML monitoring, fraud detection, and regulatory reporting. Continuously updated for regulatory changes.
Modern REST APIs, SDKs, webhooks, sandbox environments, and comprehensive documentation. Built for developer productivity and rapid integration.
Every feature accessible via RESTful APIs. Programmatic control over accounts, payments, cards, and compliance workflows.
SOC 2 Type II aligned controls, encryption at rest and in transit, defense-in-depth architecture, and 24/7 security monitoring.
Cloud-native architecture designed to scale from startup to enterprise volumes without service degradation.
Multi-region deployment with local payment rail access, currency support, and compliance frameworks across major markets.
Sub-second API response times, real-time balance updates, instant transaction notifications, and webhook delivery.
Customize workflows, approval processes, limits, controls, and business rules to match your requirements.
Mission-critical infrastructure with redundancy, failover, and disaster recovery capabilities across multiple availability zones.
Continuous system health monitoring, automated alerting, and dedicated operations team for incident response.
Infrastructure automatically scales to handle traffic spikes and volume growth without manual intervention.
Multi-region data replication with automated backups and point-in-time recovery capabilities.
VectorOne operates under a comprehensive regulatory framework designed to meet the requirements of financial services across multiple jurisdictions.
All banking services are provided through licensed banking partners. VectorOne maintains and manages these relationships on behalf of our clients.
Automated KYC/KYB verification, sanctions screening, AML transaction monitoring, and regulatory reporting built into every workflow.
Compliance frameworks covering North America, Europe, Asia Pacific, and emerging markets with continuous expansion.
Dedicated compliance team monitoring regulatory changes and implementing updates to ensure continuous compliance.
Clean, intuitive API design following industry best practices with JSON payloads and standard HTTP methods.
Official SDKs for popular languages including Node.js, Python, Ruby, PHP, Java, and .NET.
Full-featured testing environment with simulated banking operations for development and QA.
Real-time notifications for all platform events with automatic retry logic and delivery guarantees.
Complete API reference, integration guides, code examples, and best practices documentation.
Dedicated technical support team, community forums, and direct access to platform engineers.
VectorOne is a technology and infrastructure provider. All banking services are delivered through partnerships with licensed, regulated financial institutions. Customer funds are held by our banking partners, not by VectorOne.
Speak with our solutions team about your embedded banking infrastructure needs