Launch white-label banking services without becoming a bank. Offer deposit accounts, savings, and full-featured banking directly in your platform.
Embedded banking enables platforms to offer fully branded banking services to their customers without obtaining a banking license. VectorOne provides the complete infrastructure, bank sponsorship relationships, compliance framework, and technology stack needed to launch banking products under your brand.
Your customers enjoy seamless banking experiences within your product, while you maintain full control over the user experience and brand. VectorOne and our licensed banking partners handle all regulatory requirements, ledger management, and operational complexity behind the scenes.
Offer FDIC-insured checking and savings accounts under your brand. Real-time balances, transaction history, and account management via API.
We establish and manage relationships with licensed banking partners, ensuring all services are fully compliant and properly regulated.
Enterprise-grade ledger system with real-time balance tracking, automated reconciliation, and multi-party settlement capabilities.
Fully customizable banking interface under your brand. Your logo, your colors, your customer experience — we remain invisible.
Built-in KYC/KYB, AML screening, transaction monitoring, and regulatory reporting. We handle all compliance requirements.
Modern REST APIs for account creation, balance queries, transaction processing, and reporting. Complete developer documentation included.
Digital banks, neobanks, and financial apps offering modern banking experiences to consumers and businesses.
E-commerce and service marketplaces providing seller accounts, instant payouts, and embedded financial services.
Industry-specific software platforms offering integrated banking for healthcare, real estate, logistics, and more.
Crypto and blockchain platforms bridging digital assets with traditional banking services.
Enterprise platforms managing multi-entity treasury operations, cash management, and payment workflows.
HR tech platforms offering earned wage access, flexible benefits, and financial wellness tools to employees.
We establish and maintain relationships with licensed, FDIC-insured banking partners on your behalf. Our partners hold all customer deposits and ensure regulatory compliance.
Integrate our APIs into your platform. Create accounts, process transactions, and manage customer banking services programmatically with modern REST endpoints.
We handle ongoing compliance requirements including KYC/AML, transaction monitoring, suspicious activity reporting, and regulatory filings.
As your business grows, our infrastructure scales seamlessly. We manage banking partner relationships, compliance updates, and operational complexity.
Customer funds are held at our licensed banking partners and are FDIC-insured up to applicable limits. VectorOne never holds customer deposits. All banking services are provided through regulated financial institutions.
Regulatory Clarity: VectorOne is a technology and infrastructure provider. We are not a bank. All banking services are delivered through partnerships with licensed, regulated financial institutions.
Speak with a VectorOne solutions architect about your embedded banking needs
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