Complete Financial Infrastructure Solutions

Everything you need to embed banking, payments, and financial services into your platform. Built for scale, designed for developers.

Build Financial Products Your Customers Love

VectorOne provides comprehensive financial infrastructure enabling platforms to offer embedded banking services without becoming a bank. From deposit accounts to card programs to global payments, we handle the complexity so you can focus on building exceptional customer experiences.

Our Solutions

Choose the financial capabilities your platform needs

Embedded Banking

Launch white-label banking infrastructure with full bank sponsorship. Offer FDIC-insured deposit accounts, savings, and complete banking services under your brand.

  • ✓ Deposit accounts (checking & savings)
  • ✓ Bank sponsorship managed for you
  • ✓ Real-time ledger and reconciliation
  • ✓ White-label customer experience
  • ✓ KYC/AML compliance built-in
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Payment Rails

Connect to global payment networks with a unified API. Process ACH, SEPA, SWIFT, wires, and local payment methods with automated routing and reconciliation.

  • ✓ ACH, SEPA, SWIFT, domestic wires
  • ✓ Intelligent payment routing
  • ✓ Real-time tracking and webhooks
  • ✓ Automated reconciliation
  • ✓ Multi-currency support
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Card Issuing

Issue branded physical and virtual cards with full issuing bank sponsorship. Launch debit and credit card programs with programmatic controls and real-time authorization.

  • ✓ Physical and virtual cards
  • ✓ Debit and credit programs
  • ✓ Real-time authorization logic
  • ✓ Programmatic spending controls
  • ✓ Apple Pay & Google Pay ready
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Multi-Currency Accounts

Offer multi-currency wallets with local IBANs and account numbers. Handle foreign exchange, cross-border transfers, and currency conversions seamlessly.

  • ✓ Hold balances in 50+ currencies
  • ✓ Local IBANs and account numbers
  • ✓ Competitive FX rates
  • ✓ Instant currency conversions
  • ✓ Unified multi-currency ledger
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Industry Solutions

Tailored for your specific use case

Fintech Platforms

Digital banks, neobanks, and consumer financial apps offering modern banking experiences with full feature sets.

Marketplaces

E-commerce and service platforms providing seller accounts, instant payouts, and integrated financial services.

Vertical SaaS

Industry-specific software offering embedded banking for healthcare, real estate, logistics, and specialized sectors.

Web3 & Crypto

Blockchain platforms bridging digital assets with traditional banking services and fiat on/off ramps.

Corporate Treasury

Enterprise platforms managing multi-entity treasury operations, cash management, and payment workflows.

Payroll & HR Tech

Human resources platforms offering earned wage access, flexible benefits, and employee financial wellness.

How VectorOne Works

1. Partner with VectorOne

We assess your use case, configure your infrastructure, and establish banking partnerships on your behalf. Our solutions architects design the optimal configuration for your needs.

2. Integrate Our APIs

Integrate our REST APIs into your platform. Access comprehensive documentation, SDKs, and a full-featured sandbox environment for testing.

3. Launch to Your Customers

Go live with fully compliant financial services in weeks, not years. White-label everything under your brand while we handle compliance and operations.

4. Scale With Confidence

As your business grows, our infrastructure scales seamlessly. We manage banking relationships, compliance updates, and operational complexity in the background.

Why Choose VectorOne

Launch Faster

Weeks to market instead of years. We handle bank partnerships, compliance, and infrastructure so you can focus on your product.

Bank-Grade Security

SOC 2 Type II aligned controls, encryption at rest and in transit, and 24/7 security monitoring for peace of mind.

Scale Seamlessly

Infrastructure built to handle millions of transactions. Automatic scaling with no degradation in performance.

Developer Friendly

Modern REST APIs, comprehensive documentation, SDKs, and sandbox environments. Built for developer productivity.

Compliance Handled

KYC/KYB, AML monitoring, regulatory reporting, and ongoing compliance management fully automated and included.

Global Reach

Support for 50+ currencies, multiple payment rails, and compliance frameworks across major markets worldwide.

VectorOne is Not a Bank

VectorOne is a technology and infrastructure provider. All banking services are delivered through partnerships with licensed, regulated financial institutions. Customer funds are held by our banking partners, not by VectorOne.

Ready to Launch Embedded Financial Services?

Speak with a VectorOne solutions architect about your requirements

Request a Partnership Call